New and Used Boat Loans
   We apply the same loan rates to both new and used boats. 
   Northland finances new boats up to their MSRP (retail) prices.  You can obtain the MSRP and invoice cost of any new boat for free by calling or talking to a Northland loan officer.  Used boats are financed up to 100% of the NADA average retail price – which you can easily calculate by going to the NADA Guides website. 
   We will finance up to 120% of NADA Average retail with proof of GAP insurance.
   If you're buying from a private party click here.  If you're buying from a dealer you will want read this:

  • Your boat dealer has probably worked with us before.  Tell him up front that you want to finance through Northland Credit Union and make your best deal with the dealer.

    • Check our Loan Rates.