Easy Auto Refinancing
   We refinance cars, pickups, SUVs,and vans from recently new models to models as old as 1984. It doesn't matter where your car is currently financed. We can easily transfer your loan to a Northland loan. You do not have to change banks or credit unions to have your loan at Northland Credit Union.

   Northland finances used autos up to 100% of the NADA average retail price – which you can easily calculate by going to the NADA Guides website. 
   We will finance up to 120% of NADA Average retail with proof of GAP insurance.  Use our Car Loan Calculator to estimate your payments.
 
   Refinancing your auto at Northland gives you much more flexibility than any other auto loan.
   A car loan at Northland allows you to: 

  • Set your payment date with the first payment deferred up to 90 days from the date of your loan.
  • You are allowed up to 2 skip payments per year (you pay only the interest due and skip the principle payment).   
  • Adjust your payment date if the need arises. 
  • You can extend your payment schedule.
  • You can draw out the equity dollars in your vehicle as needed.